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      Medicare

     

    Medicare is a Federal health insurance program for people 65 years or older, certain people with disabilities and those with permanent kidney failure treated with dialysis or a transplant. It is divided into two parts.

    Medicare Part A - Medicare A is a trust fund that pays for hospital bills incurred by senior citizens and disabled individuals. Therefore, this portion
    of Medicare is FREE to PARTICIPANTS.

    Medicare Part B - The second part is Medicare, Part B, which is a VOLUNTARY program that pays for doctor's bills and outpatient services. It is funded through a COMBINATION of participant premiums and money from the general revenue fund. The types of services covered by Part B are doctor's services, outpatient hospital care, blood, medical equipment, and Home Health services. It also pays for lab tests, physical and occupational therapy and some preventative services, ex. Flu shots, mammograms. However, the PARTICIPANTS must PAY this portion.

 

Sites Of Interest

Prescription Drug Assistance

New Medicare Amounts for 2003

 

    About Medicare's Gaps

    Additional Websites for Information

    Centers for Medicare & Medicaid Services
    A federal agency within the U.S. Department of Health and Human Services. CMS runs the Medicare and Medicaid programs - two national health care programs that benefit about 75 million Americans.
    Citizens for Better Medicare
    A broad-based, bipartisan group representing the interests of patients, seniors, pharmaceutical research companies, doctors, caregivers, hospitals, employers, health care experts and many others concerned with the health of Americans and our Medicare system.
    MEDICARE Basics
    Information regarding Medicare Eligibility and Enrollment, Help with Your Medicare Account, Medicare Coverage and Billing, Premiums and Costs, and Other Information.
    Medicare (Official Government Site)
    Ability to order replacement card. Information on Managed Care Plans. Information about leaving Medicare.